What is a University Endowment?
Independent Financial Services
/ May 24, 2022
Donating to a university endowment is one way you can make a difference by helping to fund academic institutions. There are also some tax benefits.
What is Step-Up in Basis?
Independent Financial Services
/ May 19, 2022
Step-up in basis is an important concept for you to understand when developing an effective and comprehensive estate planning strategy.
What Not to Do When Withdrawing From a Retirement Account
Independent Financial Services
/ May 17, 2022
Here are some common mistakes people make when choosing when to withdraw from a retirement account. Avoiding these mistakes can help maximize your resources.
A Few Tips to Improve Your Health
Independent Financial Services
/ May 12, 2022
Here are some things you can do to start improving your overall health. Taking care of your health is important for maintaining your quality of life.
How Does a Dynasty Trust Work?
Independent Financial Services
/ May 10, 2022
A dynasty trust allows you to ensure multiple generations, your children, and grandchildren, will be taken care of financially after you have passed away.
How Does Trauma Affect Personal Finance?
Independent Financial Services
/ May 5, 2022
Trauma can cause damage to the brain possibly resulting in maladaptive behaviors which can make managing your personal finances quite challenging.
How to Invest in a Recession
Independent Financial Services
/ May 3, 2022
Recessions require you to adapt your investment portfolio to the change in the economic conditions resulting in a downturn in the financial markets.
What is Telehealth?
Independent Financial Services
/ April 28, 2022
The Covid-19 pandemic has resulted in the dramatic increase in the use of telehealth by patients obtaining the healthcare and medical services they need.
What is a Charitable Remainder Trust?
Independent Financial Services
/ April 26, 2022
A charitable remainder trust can allow you to take care of your heirs, fulfill your philanthropic objectives and minimize your tax liabilities.
What is a 401(k) Plan?
Independent Financial Services
/ April 21, 2022
A 401(k) is a retirement plan offered by some employers which can help you invest for your retirement years with certain tax advantages.
What Causes Insomnia?
Independent Financial Services
/ April 19, 2022
Insomnia is a common sleep disorder which makes it challenging to fall asleep, stay asleep or cause you to wake up too early. There are various causes of insomnia. In some cases, medical treatment is necessary.
Pensions: Lump Sum vs Annuity
Independent Financial Services
/ April 14, 2022
Pensions offer you the option of choosing to receive your retirement benefits through a lump sum single payment or multiple payments via an annuity.
Is Cryptocurrency a Good Investment?
Independent Financial Services
/ April 12, 2022
Cryptocurrency has the potential to earn you large profits but can also result in bigger losses, forcing investors to carefully weigh risk versus reward.
How Do You Know Which Investments are Liquid Assets?
Independent Financial Services
/ April 7, 2022
It is important to understand which types of investment assets are considered liquid and which are considered non-liquid. Knowing the differences can help decide how you may want to invest your portfolio.
How to Save on Car Insurance
Independent Financial Services
/ April 5, 2022
There are several things you can do to potentially save significant money on having to pay monthly insurance premium charges for automobile coverage.
What is a Defined-Benefit Plan?
Independent Financial Services
/ March 31, 2022
A defined-benefit plan is an employer-sponsored retirement plan that specifies a certain amount of benefit workers are owed based on a particular formula.
What are the Different Types of Special Needs Trusts?
Independent Financial Services
/ March 29, 2022
There are three different types of special needs trusts you can choose from. Some of these types of trusts are better for particular circumstances.
What is a Defined-Contribution Plan?
Independent Financial Services
/ March 24, 2022
A defined-contribution plan allows you to contribute a certain fixed proportion of your salary to a tax-deferred account for the purposes of retirement.
What is Federal Income Tax?
Independent Financial Services
/ March 22, 2022
The federal government levies taxes on your earned income. Federal income tax is based on a progressive tax scheme which taxes higher earners more.
Should You File an Early Tax Return?
Independent Financial Services
/ March 17, 2022
Filing your tax return early has many advantages that can save you money and time in the long run. It can also help you avoid making costly mistakes.
{"slide_show":3,"slide_scroll":1,"dots":"true","arrows":"true","autoplay":"true","autoplay_interval":2000,"speed":300,"loop":"true","design":"design-1"}