by Independent Financial Services | Feb 23, 2023 | Markets & Investing
One of the most important aspects of forming a proper investment portfolio is to ensure you diversify your holdings. This means you need to spread your risk around many different assets. In other words, you do not want all of your invested capital dependent on the...
by Independent Financial Services | Dec 29, 2022 | Family & Lifestyle
A reverse mortgage can be a useful retirement strategy for those who were not able to save enough capital to adequately fund their retirement for one reason or another. Essentially, a reverse mortgage is a loan a financial institution makes to you in return for equity...
by Independent Financial Services | Jun 16, 2022 | Business Ownership
Having enough capital is one of the most common obstacles for a new small business or even an established business. One way of obtaining the capital needed is through a business loan. On the other hand, people are hesitant to apply for a loan due to lack of funds for...
by Independent Financial Services | Apr 21, 2022 | Markets & Investing, Retirement Planning
Workers keep the economy functioning for the ultimate benefit of everybody. This is why workers deserve to have their needs taken care of at retirement when they are no longer able to earn an income. One way for a worker to start preparing financially for retirement...
by Independent Financial Services | Apr 7, 2022 | Markets & Investing
Not all types of assets are the same. This is particularly true if you need to extract the value of the asset in order to pay for something else which might be a more urgent need. For example, if you needed to sell your house to pay for an emergency surgery, it would...
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