by Independent Financial Services | Oct 28, 2021 | Tax Planning
Generally speaking, 401(k) retirement accounts are designed to remain untouched until you have reached retirement age. You are not allowed to withdraw funds from your 401(k) account prior to the age of 59 ½ without being hit with significant penalties and charges,...
by Branden Sears | Oct 26, 2021 | Family & Lifestyle
The United States Department of Agriculture has estimated the cost of raising a child to age 17 is $233,610 in today’s dollars. The cost will only increase over time due to inflation, which is about 2% in a normal inflationary period. There are three areas that...
by Independent Financial Services | Oct 21, 2021 | Estate & Giving
There are many things you may need to learn if you are looking to start creating an effective estate plan. This will include aspects related to how to distribute your assets once you have passed away. You will also need to choose your preferred beneficiaries to your...
by Branden Sears | Oct 19, 2021 | Economy & Policy
We are currently living in a transitory inflationary period, but it is not like the 1970s. Investopedia defines inflation as, “the rate at which the value of a currency is falling and, consequently, the general level of prices for goods and services is rising.” If...
by Branden Sears | Oct 14, 2021 | Estate & Giving
Many people neglect considering life insurance as a part of their estate plan. Although each estate plan should be tailored to your specific circumstances, everybody should at least take life insurance into consideration. Obtaining life insurance can make things...
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