Independent Financial Services | Blogposts

UCC Filings – What small business owners need to know
UCC (Uniform Commercial Code) filings are documents filed with the government that allow a lender to claim a right to your assets in the case of you defaulting on a business loan.

How stress affects caregivers
Stress can significantly affect caregivers which can result in more serious health issues if the stress experienced is chronic. This makes self-care essential.

Basic differences between the U.S. Treasury and the Federal Reserve
The Department of the Treasury and the Federal Reserve work together to provide stability in the U.S. economy through a variety of financial operations.

When should you use a probate loan?
Probate loans allow you to borrow money against an inheritance you are expecting to receive in the future. Your future inheritance acts as collateral.

What is the difference between money market and capital market?
The money markets and capital markets are two components which allow the global financial markets to continue functioning, each fulfilling different purposes.

What is bottom-up investing?
Bottom-up investors emphasize examining microeconomic factors at the individual company level as opposed to macroeconomic influences when buying stocks.

What is a market correction?
Understanding what a market correction is, the causes and how it can affect your portfolio is important for investors looking to build long-term wealth.

What are the advantages and disadvantages of reverse mortgages?
A reverse mortgage does come with various advantages and disadvantages you should fully understand and consider before applying for this type of loan.

What to Do When Your Tenant Dies?
As a property owner there are a few things you need to take care of when your tenant ends up passing away. This will include obtaining a few legal documents.

What is Monetary Policy?
The U.S. government engages in monetary policy decisions to influence the trajectory of the nation’s economy. Here are the basics about monetary policy.






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