by Independent Financial Services | Dec 30, 2021 | Family & Lifestyle
On-going stress can result in more serious health problems. Unfortunately, most of us are unaware of the various consequences prolonged stress can cause. Some stress-related issues may include asthma, obesity, diabetes, depression, heart disease as well as many other...
by Independent Financial Services | Dec 28, 2021 | Family & Lifestyle, Markets & Investing
Having a savings account and adding to it regularly is an essential part of an effective personal financial plan. There are many possible reasons why you would want to do this. Also, the amount you deposit into savings every month will be dependent on your current...
by Independent Financial Services | Dec 23, 2021 | Retirement Planning
It is generally not advisable to withdraw funds early from your 401(k) due to significant penalties for doing so. If you take funds out of your 401(k) before you reach the age of 59 ½ you will be subject to a 10% penalty levied by the Internal Revenue Service (IRS)....
by Independent Financial Services | Dec 21, 2021 | Tax Planning
One of the drawbacks of owning real estate is the property taxes you will have to pay to state and local governments. Although property taxes can be bothersome and can impact your finances significantly, there are ways in which you can mitigate the effects of property...
by Independent Financial Services | Dec 16, 2021 | Markets & Investing
Most people have some understanding of the financial potential of investing in real estate. There are two ways in which you can gain from real estate investments. One way is through earning capital gains from the appreciation of the value of the investment property. A...
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