Independent Financial Services | Blogs
Q: Why does having more wealth require more financial planning instead of less?
A: It’s a common misconception that more money means fewer worries. In reality, wealth often introduces new, more complex risks that require thoughtful and proactive planning. As your financial resources grow, so does your exposure—to legal,...
How a CFP® Helps You Turn Financial Goals Into a Real Plan
Disclosure: Certified Financial Planner Board of Standards Center owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP...
Q: Why is offering a competitive employee benefits package essential for business success today?
A: In today’s evolving job market, offering a competitive benefits package is more important than ever. The “great resignation” has shifted employee expectations, making benefits a key factor in both attracting and retaining talent. According to a...
The Importance of Updating Your Will in Tampa
When was the last time you looked at your will? If you're like most Tampa residents, it's probably been gathering dust in a drawer or safe deposit box for longer than you'd care to admit. While creating a will is a crucial first step in protecting...
The Benefits of Automated Savings Tools
Have you ever found money in an old coat pocket? That happy surprise can now happen regularly, thanks to automated savings tools. These digital helpers work behind the scenes to grow your money without you having to think about it. According to...
Q: Why is portfolio rebalancing important, and how can investors avoid common pitfalls?
A: Rebalancing is a key part of maintaining a healthy investment portfolio that aligns with your goals, risk tolerance, and time horizon. Over time, different assets grow at different rates, which can shift your portfolio’s original allocation and...
Back-to-School Budgeting Tips for Tampa Families
The smell of new notebooks, the excitement of seeing friends again, and the sting of a dwindling bank account – back-to-school season has arrived in Tampa! As summer winds down, families across the Bay Area are preparing for another school year,...
Q: What’s the best way to protect yourself from cyberattacks?
A: Cyberattacks are the fastest-growing crime in the U.S., and staying cyber savvy is your best defense. Start by using strong, unique passwords that are at least 12 characters long and include a mix of uppercase and lowercase letters, numbers, and...
Tampa’s Thriving Tech Scene: Opportunities for Business Owners
Tampa is no longer just beaches and sunshine. It's rapidly becoming one of America's most exciting tech hubs. With palm trees on one side and cutting-edge startups on the other, the city has transformed into a powerhouse of innovation that's...
Q: How can asset-based long-term care insurance support a secure and flexible retirement plan?
A: As people live longer, planning for extended retirement years becomes more important. Nearly 70% of adults over 65 will need some form of long-term care, and traditional health insurance or Medicare often doesn’t cover services like in-home...